ARAIB-20: PASS
GHA
🇬🇭[GHA]//GHANA STATUTE DESK
Ghana Stablecoin Issuance & Settlement Regulations (2026 Statutory Guide)
JURISDICTION: Ghana
SCHEMA: FinancialProduct
STATUS: ENACTED BINDING LAW
AUDIT AS-OF: 2026-10-04
Rules governing fiat-referenced tokens, payment processing, reserve asset custody, and interbank settlement accounts.
Operational Meaning in Practice
Compliance with primary regulatory statutes and circulars in Ghana is mandatory for commercial operations.
Entities Affected
- Virtual Asset Operators
- Institutional Investors
- Regulated Financial Institutions
Statutory Evolution
Governed under active statutory notices issued by Bank of Ghana.
Statutory Licensing & Governance Tree
Supervising Regulator(s)
Bank of GhanaBoG
Securities and Exchange Commission GhanaSEC-GH
Financial Intelligence Centre GhanaFIC-GH
Primary Enacted Statute / Gazette
Draft Guidelines for Virtual Asset Service Providers (VASPs)
REF: BoG/VASP/DRAFT/2024
EFFECTIVE: 2024-08-16 / STATUS: draft_consultation
Audited Permission States
Verbatim Statutory Evidence (Ground Truth)
BoG/VASP/DRAFT/2024 / Section 4, Page 5
“No person or entity shall issue, circulate, or offer electronic tokens purporting to represent the Ghana Cedi without prior joint authorization... This document constitutes draft guidelines under public consultation.”
Source: Draft Guidelines for Virtual Asset Service Providers (VASPs)
Evaluate a Specific Use-Case in Ghana
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